I want to ask why there are NPAs in banks? When they are having security against loans then why they cannot realise their security?

i joined my articleship in 29/10/2014 ...and am in BCOM 2nd year regular...so while filling form 112.... is the details regarding degree to be mentioned?
if details to be mentioned how can i fill.. as am regular student?
or else i should convert bcom REGULAR to DISTANCE...plzzz help me...plzz

Dear All,

Please guide me whether a person is eligible for P.F. after attending the age of 58 yrs.

Thanks & Regards

Please tell about excel i work in one sheet & how can it automatically change in another sheet or workbook (entire sheet not some cell)

What are other options after doing CA leaving CS AND CMA

I have already completed 1.25 years of my Article training in Delhi. Now, due to certain reasons I have to shift to Durgapur in West Bengal. Can i Continue my further training from that place.Please respond to the above query.Thanks in Advance.

Dear Sir,
1. Can a CA Firm in India have a social media account for his firm, Like facebook, linkedin, twitter. Does having a social accounts violates guidelines for advertisement issued by ICAI.

2. Can CA firms send Email and SMS to its current clients for due dates reminders, etc.

Thanks in advance,

Dear Experts...
I have a query kindly help..I'm a qualified Company Secretary currently working in a listed Company as a Whole Time Company Secretary.....Suppose if I appear for CA IPCC and after clearing IPCC, how can I give CA Final Exam? Problem is that how can I complete my CA Articleship or register for Dummy Articleship for prescribed period bcoz as I'm already working in a Company as a WT CS....how can I do both the things at the same time?

I took admission under BCOM from A.U School of distance education in july 2012. I couldnt write first year exams due in may 2013 due to ipcc exams. I registered articles on 10-10-2013. I thought to shift to regular course, but my principal did not allow me do either regular or distance course. He neither signed form 112 nor allowed me write supplementary exams. I didnt write 1st and 2nd year exams. Due to health problem, i took termination from him on 10-7-2014 and re registered articles on 11-7-2014. At that time,i had confusion in continuing BCOM Distance course or to take regular course. So i didnt file form 112 with form103. Now i decided to continue BCOM Distance course and want to appear for supplementary exams conducted this december.

Can i submit form 112 now with condonation fee and letter? If so what reason must i mention in the letter? will my articles affected or there will be delay in my membership?

If a person will contract in future with a company for supply of atleast 50 trucks for transporting of coal from one place to another. The contract period will be 1 year. The fare of truck will be paid on the basis of per tonne. The payment of 2.5 crore are paid in every end of month by the company in his bank account. The person recieves such payment & after deducting his 25 lakhs commission, the rest 2.25 crore of payment are paid to the truck owners every month. The person donot maintains any books of account. Now the question is that whether the payment recieved are liable to tax and what are the various taxes levied. will he take this huge amount in one bank account? If the taxes are levied then how to minimize that tax. If the person recieves such huge payment in bank account then, what are the conseqences will have to
face. Kindly suggest the best.