Dear Sir,

I wanted to avail housing loan from HDFC for under construction property at Kalyan. Loan amount is Rs.3200000/- i.e 80% of total value of the property, for term 15 Years.

ROI
a)11% variable.
b)11.25% fixed for 3 years.
c)11.50% fixed for 5 years.
d)12.50% fixed till end of loan.

2nd Option is - If I take loan Rs.3000000/-

ROI
a)10.75% variable.
b)10.25% fixed for 3 years.
c)10.50% fixed for 5 years.
d)12.50% fixed till end of loan.

Please advise me in today's scenario which interest rate will be best for salaried people.

Your earliest reply will be highly appreciated.

Thanks in advance.

Rgds,

Sudhakar Yeradkar.

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