HI,

Could anyone suggest if i can withdraw PF balance from EPF organization in the below situation ?

Purpose: construction of house
Property owners : Mother
PF : deposited with EFP (Govt) and not a private trust.
Service in the Co : 5 yrs 1 month
I have not availed this facility before.

As per my research, since the property is not registered in my name or not jointly owed by me/my spouse, i would like to know how my mother can transfer the property to my name.

i do not wish to pay stamp duty charges as it is as high as 8% on the market value, which would cost approx 5L and also i was thinking if i can execute a registered will in my favour , only if it is accepted by my employer/EPF organization.

Need your guidance asap.

Regards
Praveen

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I have one client Named X,he is a salaried individual & holds 2 Credit cards & his wife Y(Proprietor),is a Business women dealing in Imitation jewellery mainly exports with her current account in HSBC Bank where she got all the receipts of export sales.

ISSUE IS:-

She pays a rent of $500 per month through her husband's credit card directly for the showroom fee(rent) and she use to carry her husband's credit card while visiting USA for some Business exhibitions & Trade shows including the hotel bills,food expenses and other miscellaneous expenditure.

NOW THE QUESTION IS:-

1.Whether she can pay these above mentioned amounts through credit card without involving her Bank's current account?
2.Is there any limit under FEMA or RBI,which they might be violating?


Notes.
Her husband has no involvement in her business.
The expenses incurred by her through her husband's credit card are shown in her balance sheet.

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