What is the definition of Purchases on CAD Basis in the case of Import.

Dear Sir,

I wanted to avail housing loan from HDFC for under construction property at Kalyan. Loan amount is Rs.3200000/- i.e 80% of total value of the property, for term 15 Years.

ROI
a)11% variable.
b)11.25% fixed for 3 years.
c)11.50% fixed for 5 years.
d)12.50% fixed till end of loan.

2nd Option is - If I take loan Rs.3000000/-

ROI
a)10.75% variable.
b)10.25% fixed for 3 years.
c)10.50% fixed for 5 years.
d)12.50% fixed till end of loan.

Please advise me in today's scenario which interest rate will be best for salaried people.

Your earliest reply will be highly appreciated.

Thanks in advance.

Rgds,

Sudhakar Yeradkar.

can any one please tell me , can a member sign tax audit reports in his individual capacity in the absence of trade name approval form the institute?

it's very urgent....

Can a partnership firm gift any asset to retiring partner and also if a retiring partner foregone his capital to other partner without any consideration, will it attract income tax. please tell me the procedure and advise.

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can company have credit card on the name of company itself?

or what is the procedure/method to be follow to paid expenditure through credit card ?
is this can be done if credit card on the name of co./name of authorized director?

Hi Friends...

I Have Completed My IPCC Group-I and M Going To Join Articleship
simultaneousiy I Am Persuing S.Y.Bom And My College Timings Are From 11:30am To 2.30pm And Because of Clashing of Time With Article Training I Am Unable To pursue My Article Trainings...
My Question is, Is There Any Way Out of This????

How Can i Commence My Articleship...???

Investments by cooperative societies is permitted in assets/securities prescribed in Sec 20 of the Indian Trust Act. Section 20(f) says that if allowed under the By-Laws (Trust Instrument in the case of a trust) of the society, investment could be made in securities out side of those prescribed in Section 20.
It could therefore include overseas securities so long as it is an investment specifically permitted in the By-laws.
Is my interpretation correct?

Sir/ Madam

Plase Slove the problem
How to calcualte the rate of interest on basic value& which rate for the financial year-2011-2012.

Basic value Rs. 953

i want to ask ,how much time should be given by student to spiritual activities , and wat should we do to feed our soul daily? I want to know about these things.. Some1 guide me related to this thing coz i think guidance is very important