I have 2 land loans of same tenure
1) 12 lakhs at 12% p.a.
2) 11.5 lakhs at 10.25% p.a

I have about 6 lakh rupees and I am thinking of pre-paying the loan. Please advise me in what manner should I pre-pay? Should I pre-pay 3 lakhs each for both the loans or should I pre-pay the entire 6 lakhs on the loan that is on 12%.

Please advise....

One more thing. Is it advisable to take us an OD ( overdraft facility of bank at 12%) to pre-pay this loan. The logic is that in OD, we have to pay only the interest; while in land loans thru EMIs a majore portion of EMI gets serviced in paying the interest.....

Respected members,
what is the rate of entry tax levied on goods(two wheeler)purchased from pune in bihar?
Neelmani neeraj
2. Where i got full information about the entry tax in Bihar

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Hi,

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My frnd didnot clear June' 10 CPT & now he will be trying for Sep online exam.

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