Should i do business or job?

This query is : Resolved

Querist : Anonymous

Querist : Anonymous (Querist)

09 January 2015 I have completed my article-ship in august 2014. and i have given ca final 2nd group in nov 14.
But I am confused whether should i do job somewhere or should i start some small financial business to keep in touch with the practical concept.

CA R SEETHARAMAN

CA R SEETHARAMAN (Expert)
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09 January 2015 Go for job simultaneously you do stock trading/small financial business. When your business picks up well leave the job.

Querist : Anonymous

Querist : Anonymous (Querist)

09 January 2015 sir can i ask which business should i start or financial services ?

Aashok Kumar Sharma

Aashok Kumar Sharma (Expert)
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25 July 2025 Hey! Great question — it’s totally normal to feel stuck at this stage. Here’s a practical way to look at it:

### Job vs Business (especially right after articleship and CA finals)

**Job:**

* Gives steady income and exposure to structured work.
* Helps you build a strong foundation and network.
* You can learn practical aspects, deadlines, client handling, etc.
* Less risk, and you can continue preparing for your business later.

**Starting Small Financial Business:**

* Good for practical exposure and understanding market/business directly.
* Higher risk, especially if you’re new to entrepreneurship.
* Can be done part-time alongside a job initially.
* Some examples: stock trading (with caution), financial consulting, bookkeeping for small businesses, or tax filing services.

---

### What I suggest:

* **Start with a job first** to get hands-on experience and stable cash flow.
* At the same time, **explore small financial business ideas part-time** like freelance tax consulting, bookkeeping, or advisory.
* Once your business gains momentum, you can transition fully.

---

### On which business to start:

* Financial services related to your skills, like:

* Tax filing and consultancy
* Bookkeeping for SMEs
* Mutual fund or insurance advisory (with proper licenses)
* Stock trading or portfolio management (with proper knowledge and risk management)
* Accounting services for startups or small companies

---

Would you like help with ideas on how to start a small financial services business part-time while working? Or maybe tips on finding the right job after CA finals?

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