09 January 2015
I have completed my article-ship in august 2014. and i have given ca final 2nd group in nov 14. But I am confused whether should i do job somewhere or should i start some small financial business to keep in touch with the practical concept.
25 July 2025
Hey! Great question — it’s totally normal to feel stuck at this stage. Here’s a practical way to look at it:
### Job vs Business (especially right after articleship and CA finals)
**Job:**
* Gives steady income and exposure to structured work. * Helps you build a strong foundation and network. * You can learn practical aspects, deadlines, client handling, etc. * Less risk, and you can continue preparing for your business later.
**Starting Small Financial Business:**
* Good for practical exposure and understanding market/business directly. * Higher risk, especially if you’re new to entrepreneurship. * Can be done part-time alongside a job initially. * Some examples: stock trading (with caution), financial consulting, bookkeeping for small businesses, or tax filing services.
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### What I suggest:
* **Start with a job first** to get hands-on experience and stable cash flow. * At the same time, **explore small financial business ideas part-time** like freelance tax consulting, bookkeeping, or advisory. * Once your business gains momentum, you can transition fully.
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### On which business to start:
* Financial services related to your skills, like:
* Tax filing and consultancy * Bookkeeping for SMEs * Mutual fund or insurance advisory (with proper licenses) * Stock trading or portfolio management (with proper knowledge and risk management) * Accounting services for startups or small companies
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Would you like help with ideas on how to start a small financial services business part-time while working? Or maybe tips on finding the right job after CA finals?