I am working in Bangalore IT Co. I am staying in a rented home..I have a loan in Bangalore house property.At the time of submitting Investment proofs I submitted Rent receipt and Bank loan provisional certificate for getting tax exemption from HRA & Home Loan...But my employer said My house property address have to mention in my loan certificate...Is it mandatory to mention my property add in loan certificate..? Am I eligible for both HRA & Homeloan benefit...? Please reply me sir as soon as possible
18 March 2014
you can claim both...the interest certificate issued by bank is not in your control. Dont worry much. if your employer doesnt take the interest paid into account for tax deduction, you can do it on your own in the tax return.