sir please explain about sec54GB in incometax

I am a housewife my TDS is deducted on fixed deposit as on 31.3.13.
When approached the bank(SBI) they have to told to submit an application along with a PAN for getting the TDS cert.They tried generating the TDS cert thru my PAN but the same was not updated in their records.
I also asked them as to how my PAN is not updated with them when it is their rule to open a fixed deposit with PAN and my FD was opened in the 2010-11.
For non-deduction of TDS FORM 15G was also submitted except for one year 2012-13 and for which the TDS got deducted. Since I am a housewife I have not filed my returns either.
Please advice me as to how claim the TDS deducted.

I am no. 1 guarantor in a personal loan of Rs. 25000/- and with interest it become around Rs. 50000/-. I have Rs.450000/- FD in same bank. Now bank hold my fund telling me personal loan in which I am guarantor is NPA account.
Please help to know whether any co operative bank or any bank can hold the fund of guarantor without taking any legal action against NPA borrower. Please give me references to withdraw my money.

Dear Sir,
I have been assigned an audit of a Pvt Ltd company which is engaged in the business of construction and sale of residential flats. They pay service tax at 4.944% since construction companies have an abatement of 40%. The practice of the management is such that they pay tax only from the date of registration of UDS and not for the advances that has been received prior to registration. And once they get it registered, they pay service tax as under:

Total amount receivable xxx

(-) Land cost xxx

(-) UDS registration cost xxx

(-) Corpus Fund xxx

(-) VAT xxx

Net amount XXX * 12.36% * 40%

The reason given by the management is that they do not want to unnecessarily waste their money by paying service tax in case a person who has paid the advance money could not get it registered due to paucity of funds from his side, in which case he may get back the money that he had paid as advance for the flat. Whether this is correct or wrong pl let me know as soon as possible.

I recieved a mail today from caclubindia.com...saying you have recirved a frnd req ..visit your profile page to accept or reject the same...can somebody tell me the exact way to do Dat...actually I hv visited my profile in control panel option..bt Nthng is being displayed..thanx in advance..

Dear sir,


A restaurent(air-conditional)
providing taxable services

food & beverages services- Rs. 1000

Services charge 10% on 1000= Rs 100

Vat 14%(as per state)-
services tax - 12.36%

Can i calculate the services tax as under
Gorss services = 1100
VAT = 1100*14% =154
services tax = 1100*4.944% =54.38

total bill values = 1308.38

Is it correct? or not if not kindly solve the problem?

If I was working in India till 1st week of Sept 2012, and leave India for the first time and work in UK, I will be a Non-Resident... right ...??

so my UK salary will not be taxable in India for the AY 2013-14... right ???

And If I work in UK till Aug 2013, and thereafter return to India, I will be Resident for the AY 2014-15, and so my UK salary will be taxable in India , which was tax deducted in UK. In such a case how can I get the benefit of Tax already paid in UK... is it by way of claim of refund or availing credit... ??

I have recently joined in a new audit firm after a gap of 3 months from getting terminated from the old firm,and now i want to re-register with icai with 1 and 1/2 months backdated because my final attempt gets postponed. will it be fine only with form 103 and a penalty of 300rs/-

Thanks in advance

If form 103 of articleship is not submitted whithin 30 days of registration of articleship to ICAI, then what can we do to submit it after 30 days of aricleship registration but within 60 days of regn.??? plz help

Legal requirements for import and export of goods I am a new company