09 January 2014
I am a housewife my TDS is deducted on fixed deposit as on 31.3.13. When approached the bank(SBI) they have to told to submit an application along with a PAN for getting the TDS cert.They tried generating the TDS cert thru my PAN but the same was not updated in their records. I also asked them as to how my PAN is not updated with them when it is their rule to open a fixed deposit with PAN and my FD was opened in the 2010-11. For non-deduction of TDS FORM 15G was also submitted except for one year 2012-13 and for which the TDS got deducted. Since I am a housewife I have not filed my returns either. Please advice me as to how claim the TDS deducted.