Sbi personal loan interest rate

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AJAY VEDPATHAK (Querist)
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13 March 2015 Please provide SBI interest rate of personal loan for the purpose of computing perquisite valuation for the FY 2014-15

CS,CA F,Numrologi TusharSampat

CS,CA F,Numrologi TusharSampat (Expert)
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13 March 2015 you can visit the website of sbi for the same.

AJAY VEDPATHAK

AJAY VEDPATHAK (Querist)
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13 March 2015 is this "Xpress Credit" ?

500 bps above Base Rate i.e., 15.00%

Aashok Kumar Sharma online

Aashok Kumar Sharma online

(Expert)
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23 July 2025 For FY 2014-15, SBI's personal loan interest rate like "Xpress Credit" was generally around 15% (Base Rate + 500 basis points).

Yes, "Xpress Credit" is one of SBI's popular personal loan schemes, and the rate is roughly 500 bps (5%) above the Base Rate. The exact rate can vary slightly depending on your profile and location.

For perquisite valuation, use the SBI Base Rate + 5% as the interest rate for that financial year.

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