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(Querist)
22 January 2018 I have taken housing loan where my husband is also co applicant. can I take deduction of interest 100 % and my husband of principal 100%?
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Sandeep Garg

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Sandeep Garg (Expert)
22 January 2018 both the co-applicants can claim 50:50 % deduction of Intt and principal. Intt by one and Principal by another not allowed.
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Gokul Sharma

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Gokul Sharma (Expert)
22 January 2018 what if one is paid 80% of installments and other 20%. can in that case they take 50-50
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Bhaskaran Chackrapani Warrier

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Bhaskaran Chackrapani Warrier (Expert)
22 January 2018 Deduction is permissible to the owner of the property cum borrower and in case of
joint ownership and joint loan ,deduction can be claimed in proportion of the
ownership right,
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