Medical Expenses Deduction under Section 80D

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This discussion clarifies the eligibility for claiming medical expense deductions under Section 80D, specifically when an employer provides group health insurance. Sanjay inquired if an employee, Mr. A, could claim a deduction of up to £50,000 (if a senior citizen) for medical expenses, even though the company paid for his group insurance. The consensus is that the employee is indeed eligible to claim the deduction, even if the insurance policy was paid for by the company.

Sanjay H G

Sanjay H G (Querist)

10 June 2024 Question:
ABC Pvt Ltd company has paid group insurance to all employees (Mr.A).
Mr. A don't have any other health insurance except company provided ,
In this case Employee can claim a deduction up to 50,000/- on Medical expenses.(If Senior
Citizen)

Please suggest whether can i claim or not

Thank You
Sanjay

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)

10 June 2024 Yes, he is eligible.

Sanjay H G

Sanjay H G (Querist)

12 June 2024 Dear Sir ,
Thank you for your suggest

If the person has to paid health insurance premium by himself , then he cant claim ?
If the Company paid employee health insurance he can claim Right sir?

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)

12 June 2024 Here the difference is the medical expenses are for the diseases which may not included in the insurance, otherwise he can claim it from insurance company.

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)

31 August 2024 Good luck.

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