TDS

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mahavir (Querist)
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13 October 2010 hi, i have been working in dubai since Oct 2008. i had FD in india with ICICI and it get matured on July 2010. Bank has deducted TDS on Interest. This fixed deposit was made my NRI income only.

Can i get refund this TDS? if yes, then How?

Thanks

taxindiaconnect

taxindiaconnect (Expert)
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13 October 2010 You need to file the return of income in india and claim refund in that return.

mahavir

mahavir (Querist)
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15 October 2010 thanks for ur reply.

when and which date i have to file the return? can i file online also?

Thanks

Asha Kanta Sharma

Asha Kanta Sharma (Expert)
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27 July 2025 Since you’re an NRI with TDS deducted on FD interest in India, here’s what you need to do to claim a refund:

### 1. **File Income Tax Return (ITR)**

* You **must file an ITR** in India for the financial year in which TDS was deducted.
* The relevant ITR form for NRIs is generally **ITR-2** (for income from interest, capital gains, etc.).

### 2. **When to file**

* For FD matured in **July 2010**, the relevant FY is **2010-11** (1 April 2010 – 31 March 2011).
* The usual due date for filing return is **31 July 2011**.
* Late filing can attract penalty and interest, so try to file before due date.

### 3. **Online filing**

* Yes, you **can file online** on the official Income Tax e-filing portal: [https://www.incometax.gov.in/iec/foportal/](https://www.incometax.gov.in/iec/foportal/)
* You will need your PAN, bank details, and Form 16/16A (TDS certificate) issued by the bank.

### 4. **Documents needed**

* Form 16A or TDS certificate issued by bank.
* Bank statement showing interest credited.
* Copy of PAN card.

### 5. **Claiming refund**

* Fill your return declaring the **actual interest income**.
* TDS amount will be shown as tax already paid.
* If your total income is below taxable limit or you have paid excess tax, you will get a **refund** of the excess TDS deducted.

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If you want, I can guide you step-by-step on how to fill the return online. Would you like that?

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