Project Finance
This query is : Resolved
09 March 2010
Please tell me the points taken into conideration while preparing the c.m.a data report like ratios & give other recommendation.
10 March 2010
Some of the features that banks generally look in CMA are >
1. Current ratio shud be min. of 1.33. Higher is a better.
2. Quick ratio shud be more than 1.
2. Debt Equity ratio should not be more than 1.
3.Loan amount generally not exceed that 20% or 25% of sales depending upon bank to bank.
4. Loans taken from other banks are also considered by banks while sanctioning Loans.
5. Interest coverage ratio must be sufficient to repay debt and installments.
6. Stock mortgage and assets hypothecation are also considered while determining the Loan Amonut.
Loan sanctioning are not limited to above points and are dependent on bank to bank requirements.
1. Current ratio shud be min. of 1.33. Higher is a better.
2. Quick ratio shud be more than 1.
2. Debt Equity ratio should not be more than 1.
3.Loan amount generally not exceed that 20% or 25% of sales depending upon bank to bank.
4. Loans taken from other banks are also considered by banks while sanctioning Loans.
5. Interest coverage ratio must be sufficient to repay debt and installments.
6. Stock mortgage and assets hypothecation are also considered while determining the Loan Amonut.
Loan sanctioning are not limited to above points and are dependent on bank to bank requirements.
10 March 2010
Thank you sir, I am satisfied with your answer. Also guide me other recmmendations if requierd.
You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now
Click here to login now
Similar Resolved Queries
Unanswered Queries
- Tax Audit Applicability – Newly Formed Partnership Firm with Profit Below 6%/8%
- Difference between Date of Payment and Date of Deduction?
- TDS CREDIT MISMATCHING
- Buy back of shares u/s69
- GST Rate for Catering Services
- Bank details not Visible on Traces Portal
- Taxability of Partnership firm for FY 2025-26
- Cash balance limit and property purchases limit
- Can we choose not to report losses in ITR3 if they cannot be carried forward?
- Same demand raised for original as well as rectification request return
- CALCULATION OF DEFFERED TAX - OP BL IS DTL & CURRET IT DTA
- LLP audit under companies act
- Experienced CA recommendation from Kolkata for FNO return filing
- Interest Reporting in Form 168
- Sales of goods of amount Rs77 lakhs to a party
- Tax Demand of ₹4,650 for AY 2026-27
- Concept of Vendor and customner reconciliation
- Mistake in e-invoice identified after 24 hours
- EXPORT PAYMENT
- NRI ITR2 account in 2025-26.
Trending Online Classes
-
DT & Audit (Exam Oriented Fastrack Batch) - For May 26 Exams and onwards Full English
CA Bhanwar Borana & CA Shubham Keswani
Subscribe to Pro
Join an elite circle of professionals
CAclubindia
