Mismatch in amt of interest of FD between bank certificate and that shown in AIS

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This query is : Resolved

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A senior citizen has noticed a discrepancy between the interest amount shown on their bank's Fixed Deposit (FD) certificate and the figure reported in their AIS (Annual Information Statement) on the e-filing portal. They are seeking advice on which amount to use for calculating their income tax for FY 2024-25. The general advice is to declare income as per the AIS report, but if the AIS figure is incorrect, the bank should be contacted to rectify it.

Amit Kumar Das

Amit Kumar Das (Querist)

29 August 2025 I am a resident senior citizen having income from Govt pension and bank FD interests only.
For FY 2024-25 my bank issued an int certificate showing a certain amt as Term deposit interest paid/accrued.
But, AIS of efiling portal under head SFT information shows for the same bank interest amt for Time Deposits a few thousands more, date of reporting being 22nd May.
Which amount is to be taken into consideration for computing income for FY2024-25( AY2025-26) for payment of tax?
Please, advise.

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)

29 August 2025 If the reporting of bank as per AIS, is incorrect, contact bank for its rectification.
It is always advisable to declare income as per AIS report; unless you have earned more than that.

Message likes : 1 times

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)

21 September 2025 Good luck....

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