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Interest rate & funding cost of bank

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Querist : Anonymous

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Querist : Anonymous (Querist)
24 July 2012 how bank decide to set the minimum bank interest rate on sanctioning of the term loan ?

what the basic funda?
how we know that particular bank performing well & have very nominal not permforming assets?
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Amol S Joglekar

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Amol S Joglekar (Expert)
24 July 2012 Now a days banks charge the rate based on the RISK. The NPA % can be had from the annual report. (If it is listed bank, the same is available on nseindia.com
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