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Investment in Debt mutual fund

This query is : Resolved 
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(Querist)
26 September 2021 Dear Sir,

If I am having around Rs. 5 - 10 lacs in my saving bank account then is it advisable to transfer it to a Bank Fixed deposit whose interest rates are very low or should I invest it to a good Debt Mutual fund to earn higher interest than Fixed deposit.

Is Debt Mutual fund safe to invest.

Please advise.

Regards,
Divyesh Jain
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Dhirajlal Rambhia

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Dhirajlal Rambhia (Expert)
26 September 2021 As compared to FD, risk factor in debt MF is little more, but advantage is they have much less lock in period.
Though return not guaranteed, some selected funds give better returns than FD.
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DIVYESH JAIN

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DIVYESH JAIN (Querist)
28 September 2021 Thanks for your reply
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Dhirajlal Rambhia

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Dhirajlal Rambhia (Expert)
28 September 2021 My Pleasure ........
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