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A. K. Yadav
08 September 2018 at 18:07

Leave rules

If a government employee retires on voluntary retirement on 16 July forenoon , how many days of EL will he b entitled to during the half year?


SREERAG E R
04 September 2018 at 12:02

Epf withdrawal

what is the minimum period for epf withdrawal? if i am changing my job from india to uae after 6 months can i withdraw my epf fully?


Ashutosh Pandey
02 September 2018 at 20:22

Online iec application

I have applied IEC online and got system generated IEC, but I am confused that whether the application form printed from online application is required to be submitted mannually to regional office of DGFT. And how can be get an original IEC cert.



Anonymous

What is difference between judicial stamp paper and non judicial stamp paper.where can we use these stamp papers.can judicial stamp papers be used everywhere


soran singh
02 September 2018 at 16:19

Personal loan against insurance policy

Dear all,

Bajaj Finance offer me for personal loan against insurance policy.
but i am confused that i don't know that is any bank or financial institution provide loan against insurance policy.
secondly if i want to cancel my health insurance or life insurance then what is time period to do this.

Regards
Soran Singh


soran singh
02 September 2018 at 16:16

Want to get loan for start a business

Dear All,

i want to start a Bakery & confectionery business in Faridabad Haryana .
i have my own property ( name on my father).
maximum loan requirement is 10lakh.
can you any please advice step by step that how can i get a loan for start a new business.
is i need to register my bakery with registrar?
Is i need to register in GST.
what documentation require for get loan for new business.

Regards
Soran Singh
8930495693


Neha Agarwal Poddar
29 August 2018 at 12:07

Moa

plz can anyone provide me the main object and matter furtherance to the main objects of import and trading of optical lense and related accessorize..its urgent.
can any one tell me that in main object can i give other objects also apart from optical business.
Its urgent



Anonymous
28 August 2018 at 11:20

Indemnity bond

Sir,
Bank asked me for indemnity bond,for the hold on my saving account balance, 6 years ago we made a bank guarantee, but it wasn't used and also lost, but they are ready to release hold on balance but the bank asking for indemnity and guarantered holding account in their bank for any recovery for bank guarantee in future. Please reply how to made.


Amit Mahajan
26 August 2018 at 20:34

Tds

Can anyone tell me what is difference between file tds return thought TIN-FC and self uploading.


Harsh Agarwal

We have a sanction of INR 150 lacs as Cash Credit, INR 265 lacs as Buyers Credit and INR 35 lacs as Bank guarantee with Indusind Bank.
Our renewal date is on 30.09.2018 and we decided to repay our outstanding in Cash Credit account of approx 115 lacs on 10th July 2018 and intimated the bank by mail on the same day.
Bank guarantee was unutilized and Buyers Credit had been closed by bank and hence unutilized also.
Intimation was followed up by mails on 11th and 20th July, asking the bank formalities and steps to get back collateral papers; and also paying some amount every day by our debtors and clients.
Dissappointed with bank’s no response to mails and calls, we opened new current account in Standard Chartered bank on 31st July 2018 for future transactions but made no transactions till 10th August before repaying Indusind Bank.
On 2nd August we again mailed to Indusind bank that we will repay full amount by 10th August 2018 which we achieved also on 10th August; mailed again and asked for release of collateral papers.
On 17th August our account was unloaded with the limit and interest was debited for the period 01.08.2018 to 16.08.2018.
On 17th August we receive a mail from Indusind bank to pay 2% prepayment charges for release if collateral papers as payment before 30.09.2018 is non adherence as per santion letter.
On arguing with them that renewal date on santion letter is only 45 days from the day of closure and that the date 30.09.2018 itself is a Sunday; is it never possible for us to close our account ?
The next day we receive another mail of 18.75% penal interest due to opening of current account in another bank.

Kindly help in this regard how to get our collateral papers and not pay such unethical and misleading charges by the bank
Thank you






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