Work and Career Profile and Guidance

Urgent Counselling / Advice and guidance needed on my job/work and career profile:
I am in mid thirties, post -graduate without any practical work experience or say work experience.
I have done B.com-49% (regular college), 2000 and P.G.D.B.A.-2006 Specialisation in Finance Management. Through Distance Learning / Correspondence (Private Institute).
Before PGDBA, I was pursuing C.S., But unfortunately I did not passed any intermediate groups. I had passed C.S. foundation course in 1997.But due to my graduation I could not clear any Inter group. I passed my subjects but not aggregate marks (50%) in the one group.
After Post-Graduation diploma, there is a gap of 5 years till now(2011). Now I am searching job because of regular income.
The problem I am facing is Nil work experience in my Bio Data. I am being offered:
1.) Account Assistant job (tally knowledge is required.), But I don't know tally. And Advanced Excel.
2.) Payroll executive job: I don’t know anything practical about payroll.
I am in Dilemma, confused. Since there is a lot of gap after doing my B.com, (it is 10 years gap), I think I forgot my accounting knowledge which I learned in B.com and PGDBA.
And another problem is that with I have to sign Bond of 1.5years / penalty of 6 times salary.
Since, I think I forgot my B.com knowledge, IF I proceed for training in accounts/ Tally and/or payroll , I don't know whether I will be able to continue and that's why I am reluctant to sign the bond.
Please answer and guide me:
1. Shall I learn tally in the blank condition what I am .I mean to say that I did B.com 10 years back so I have forgotten all the basic/ all concepts of accounting. Is it right or will I be able to use tally easily. Is tally easy?
Suppose, I have forgotten everything about account, then can I learn it in short time?
Like 3-4 months time. Please guide me.
2. Shall I join as payroll executive; take training in Payroll by the company. And make career in Payroll. , since I don't know anything about payroll, which accounting concepts are applied in Payroll process, I don’t know. So, will I be able to learn Payroll without knowing accounts knowledge.
Since I have not worked in any company I don’t have practical experience.
Shall I join tally and excel training institute?
3. What options or career’s or jobs are there in commerce/ any field which I can directly join in today’s date.
4. Which jobs are there in the job market for B.com & PGDBA in finance?
5. How do I search job in finance field in which no accounting knowledge is required.
6. Which company's do I look for jobs?
7. Please explain finance operations jobs.
8. Which type of Jobs I search for.
9. I urgently required a job.
10. Shall I change my field for Sales or Marketing? I am confused since I doubt myself that will I be able to do sales or marketing job?
Please Help me.
Thank you in anticipation.

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