Working capital finance to seasonal industries
Querist : Anonymous
Second since these business operates mainly for 4-5 months in a year, so how holding periods will be computed by Banks?
For seasonal businesses, banks normally ask for WCTL (Working Capital Term Loan) rather than cash credit facility
02.what do you mean by "holding period"?... can you please elaborate?
Querist : Anonymous
By holding period i mean Inventory holding period, debtor holding period and creditor holding period.
02. Holding period as you call it is same as for other industries.
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