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Under negotiable instrument act

This query is : Resolved 
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(Querist)
14 August 2024 I received a cheque from post office of nsc maturity drawn on sbi I deposited the cheque in my saving account in pnb the cheque got bounced for reason code 42 paper not received
What is the resolution for this how can I encash the cheque
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Dhirajlal Rambhia

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Dhirajlal Rambhia (Expert)
15 August 2024 Collect the bounced cheque and report it to the post master for its resolution.
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PRIYA

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PRIYA (Querist)
15 August 2024 As the cheque was returned with code 42 "paper not received ", is it the bank's duty to resend it on physical form?
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Dhirajlal Rambhia

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Dhirajlal Rambhia (Expert)
15 August 2024 Yes, your bank will deliver it by post/courier.
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Dhirajlal Rambhia

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Dhirajlal Rambhia (Expert)
26 August 2024 Good luck.
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