15 December 2010
I am paying mediclaim premium for my family means myself, my wife and my dependent children by a policy as well as i am paying premium for my dependent sister and mother in law who is a senior citizen with the same policy certificate. I am getting deduction of section 80D only that much of premium which is related to my family. i am not getting any deduction for the premium i am paying for my sister or mother in law. My question is whether the premium paid for mother in law can be obtained by my wife since she is my wife's mother (since parent is eligable) although i am paying the premium as proposer. Whether it is legally tenable?
15 December 2010
No she can not claim deduction at it is available to payee only. In your case you are the paying the premium so only you can avail the deduction.