If you're renting a property that's an ancestral home and the landlord isn't the legal owner on paper, you should use the PAN card of the person you are directly paying rent to. It's not your responsibility to verify the property's ownership. Simply provide the PAN of the individual who signed the rent agreement and receives the rent.
30 May 2024
I stay in a house which is an ancestorial property of a lady. The house is on the name of her mother in-law (who is no more) and her husband is also no more. So technically no one ask the property ownership of the house you are taking on rent. So in this situation if I am staying on rent on that property whose PAN Card and paying rent to the lady, then whose PAN Card would be given for HRA Exception.