This discussion addresses an ITR2 upload error encountered when claiming a Section 54F deduction for Long Term Capital Gains (LTCG). The user spent the entire sale proceeds on a new house before filing and does not have a Capital Gains Accounts Scheme (CGAS) account. The upload fails with an error stating CGAS account details are missing or don't match bank details, despite the user leaving these fields empty and passing offline validation. Advice suggests focusing on the new house property details and exemption claim within the return, rather than entering CGAS information.
I have LTCG and claimed 54f deduction , as I have spent entire sale proceeds before filing return , I do not have a CGAS account and have not deposited any amount under CGAS account , so I left these details empty under Schedule CG Section D , offline validation check were fine but upload level check failed with below error
'cgas account details is not added in or not matching with bank details '
Pls suggest how to file return in case of 54f deduction and amount is already spent on house and no CGAS account
06 September 2025
Actually it is asking for the details in the new house property and its exemption claim. Do not add any details of CGAS account. In the last tab fill the details of the amount claim as exemption; again..... It is important. You might have missed that.
06 September 2025
Hi Sir In Schedule CG Section D ,for 54F table Entered below columns with values 1)Date of transfer of original asset 2)Cost of new residential house 3)Date of purchase/construction of new residential house 9) Amount of deduction claimed
And left below columns empty 4)Amount deposited in Capital Gains Accounts Scheme before due date 6)Date of deposit 7)Account number 8)IFSC code Full error message is Category A defect - CGAS bank account is not added in or not matching with Bank Details in Schedule Part A General, with account type being CGAS
Screenshots are added in this post : https://www.reddit.com/r/IndiaTax/comments/1n9v826/itr2_upload_level_validation_error_category_a/ Thanks Jibin