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Medical insurance of parents claims

This query is : Resolved 

04 August 2015 My insurance agent paid the medical insurance of my parents from their account.

Can I claim this under parents medical insurance of 80D?

Can someone please give inputs on this?

04 August 2015 The receipt has my fathers name on it. So will that not be a problem?

04 August 2015 You can not claim it as the same has directly been paid from the insurer's accounts.

04 August 2015 It is paid from the agents account

05 August 2015 If you can show that against the premium paid by the agents, you have compensated them by paying an equal sum of money, you can claim the deduction.
.
The requirement for claiming the deduction is "payment by cheque". In this case also, the premium is paid by cheque, and you have compensated the agents for the same, so you can claim deduction.
.


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