Compare amex and citi credit card

This query is : Resolved

Share Report Follow Query Ask a Query

Querist : Anonymous

Querist : Anonymous (Querist)

28 April 2015 Please suggest me on which parameter the two credit card compare.

I want to make a report

CA AnKiT BoHrA (AB)

CA AnKiT BoHrA (AB) (Expert)
Follow

28 April 2015 credit days, late interst with penalty

Querist : Anonymous

Querist : Anonymous (Querist)

28 April 2015 Thanks Ankit,
Actully My Boss wants the report of compare two Cr. Card

Credit Limit
Average Usage (Monthly)
Grace Period
Points Balance
Delinquency rate

Any thing else which I have to add in report

CA AnKiT BoHrA (AB)

CA AnKiT BoHrA (AB) (Expert)
Follow

28 April 2015 u already have two credit card and u r using that na.. now u want to compare them

or u want this comparison to decide which one to take

Querist : Anonymous

Querist : Anonymous (Querist)

28 April 2015 And how I judge which is better for regular using ?

Querist : Anonymous

Querist : Anonymous (Querist)

28 April 2015 Sir We are using two cr. card AMEX and CITI

CA AnKiT BoHrA (AB)

CA AnKiT BoHrA (AB) (Expert)
Follow

28 April 2015 credit limit, interest rates, any other charges ,reward benefits wil b enough to compare

Message likes : 1 times

Querist : Anonymous

Querist : Anonymous (Querist)

28 April 2015 Credit Card Comparison Report

Particulars Name of Card
AMEX (Platinum Travel) CITI Bank
Credit Limit 6,00,000 1,50,000
Average Usage (Monthly) 38,735 83
Grace Period 52 days 53 days
Points Balance 66628. PTS 14324. PTS
Delinquency rate 3.35% p.m 3.25% p.m

Credit Limit

Credit limit provided by AMEX is 6 lac
Credit limit provided by CITI is 1.5 lac

Grace Period

Interest free grace period is availabled in AMEX is 52days
Interest free grace period is availabled in CITI is 53days

Delinquency rate

Rate of Interest charged after the grace period is 3.35% in AMEX

Rate of Interest charged after the grace period is 3.25% in CITI

Please suggest me the correction If there any

CA AnKiT BoHrA (AB)

CA AnKiT BoHrA (AB) (Expert)
Follow

28 April 2015 Provide all this in a tabular format na... So that a fair comparison wil b done very quickly by your boss dear

CA AnKiT BoHrA (AB)

CA AnKiT BoHrA (AB) (Expert)
Follow

28 April 2015 later on whats the benefit of these points ?? also explain that

Message likes : 1 times

You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now

Summarize this with AI

ChatGPT Perplexity Claude Google AI Grok