26QB - TDS on Sale of Property

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This discussion clarifies the timing of Tax Deducted at Source (TDS) payments for property sales. The user is asking whether TDS should be paid on the entire agreement value or only on the amount actually paid. The advice suggests that TDS on the total property value should ideally be paid in a lump sum, even if the home loan is still being processed, as banks typically don't deduct TDS.

Mangesh Kokare

Mangesh Kokare (Querist)

25 May 2025 Agreement Value: 77,00,000
Agreement Date: 09/05/25
StampDuty Paid: 4,62,000
Registration/StampDuty Paid Date: 09/05/2025
DP: 10,00,000
Down Payment Done: 07/05/25
Home loan: 6600000 (Process started. No Disbursement Yet.)
Remaining 1 lac planning to deduct TDS which is (77,000) & transfer remaining 23000 to seller.

I want to know as on today 25/05/2025 should I pay TDS on whole amount(77 lacs) or just pay on 10 lacs which I have actually paid?
If TDS to be paid as and when I pay to the seller, then what's the time that I can wait for? Do I need to file separate TDS forms or at the end of all transactions I can pay entire TDS amount in one shot or Can I pay entire TDS amount today(25/05/2025) itself while Loan is in process.

Dhirajlal Rambhia

Dhirajlal Rambhia

(Expert)

25 May 2025 As the loan amount is in process, and bank do not deduct TDS, it is advisable to deduct (pay to treasury) TDS on total amount in one go, i.e. in Lumpsum amount.

Dhirajlal Rambhia

Dhirajlal Rambhia

(Expert)

28 September 2025 Good luck.....

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