11 March 2014
I have to know about what are the documents required for employee to start his pension. And which form he has to submit to the employer or EPF DEPARTMENT.
10 August 2024
### **Pension Scheme: Documents and Forms Required**
#### **Documents Required to Start a Pension Scheme:**
To start receiving a pension under the Employees’ Pension Scheme (EPS) or any other pension scheme, the employee generally needs to provide the following documents:
1. **Proof of Age:** - Birth Certificate. - Passport. - School Leaving Certificate. - Any other government-issued identity proof showing date of birth.
2. **Proof of Employment:** - Employment Certificate from the employer. - Copy of the last pay slip or salary statement.
4. **Bank Details:** - Copy of the Bank Passbook or Cancelled Cheque with the name of the account holder and account number.
5. **Identity Proof:** - Aadhar Card. - PAN Card. - Voter ID or Driving License.
6. **Form 10D (for EPS):** - This is the application form for a monthly pension under the Employees' Pension Scheme, 1995.
#### **Forms to Submit:**
1. **For Starting Pension:** - **Form 10D:** To claim a monthly pension under the Employees' Pension Scheme. This form should be submitted to the EPF office where the EPF account is maintained. - **Key Points in Form 10D:** - Details of the member's EPF account. - Details of the family (if applicable for family pension). - Bank details for pension credit.
2. **For Settlement of Arrears:** - **Form 19:** For EPF final settlement or transfer. - **Form 10C:** For claiming a pension under the EPS if the employee has not completed the service period required for pension.
#### **Arrears of Pension:**
1. **Arrears of Pension Calculation:** - Arrears of pension are typically calculated if there has been a delay in processing the pension or if the pension payment was pending for some time. - The amount of arrears is calculated based on the difference between the pension amount that should have been received and the amount actually received.
2. **Documents Required for Arrears:** - Application form (Form 10D for EPS). - Proof of the delay or pending period (such as correspondence with EPF office or employer). - Previous pension slips showing the payment history.
3. **Claiming Arrears:** - The employee or their legal heir can apply for arrears by submitting the necessary forms and documents to the EPF office. - The EPF office will then process the claim and make the payment of arrears based on their calculation.
4. **Additional Steps:** - It is advisable to keep track of all communications with the EPF office. - Regularly check the status of the pension application and any arrears due.
### **Summary:**
- **Starting Pension:** Submit Form 10D with necessary documents like proof of age, employment, bank details, and identity proof to the EPF office. - **Arrears of Pension:** Claim through proper forms and provide proof of the delay. Contact the EPF office for assistance in calculating and processing arrears.
For the most accurate and personalized advice, especially if there are complications or specific queries related to the pension scheme, consulting with the EPF office or a professional specializing in employee benefits is recommended.
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