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Loan

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(Querist)
27 September 2013 My Client ask me to calculate D.S.C.R Ratio,for his loan approval from the bank
I don't know nothing about the DSCR Ratio
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CMA Ramesh Krishnan

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CMA Ramesh Krishnan (Expert)
27 September 2013 DSCR Ratio is Debt Service Coverage ratio. it will show your repayment capacity to lender for service the interest & Principal payment

formula ( Net profit + Amortization/Depreciation + Interest Expense + other non-cash and discretionary items (such as non-contractual management bonuses)) / (Principal Repayment + Interest payments + Lease payments
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saurabh dragun

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saurabh dragun (Querist)
29 September 2013 We have to only calculate this ratio and submit to the bank or we have to submit the whole Books of account or report or something else...
Please help me ?
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CMA Ramesh Krishnan

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CMA Ramesh Krishnan (Expert)
29 September 2013 you have to provide the computation with calculation and need to provide the justification with proof
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