Loan
This query is : Resolved
saurabh dragun
(Querist)
27 September 2013
My Client ask me to calculate D.S.C.R Ratio,for his loan approval from the bank
I don't know nothing about the DSCR Ratio
I don't know nothing about the DSCR Ratio
CMA Ramesh Krishnan
(Expert)
27 September 2013
DSCR Ratio is Debt Service Coverage ratio. it will show your repayment capacity to lender for service the interest & Principal payment
formula ( Net profit + Amortization/Depreciation + Interest Expense + other non-cash and discretionary items (such as non-contractual management bonuses)) / (Principal Repayment + Interest payments + Lease payments
formula ( Net profit + Amortization/Depreciation + Interest Expense + other non-cash and discretionary items (such as non-contractual management bonuses)) / (Principal Repayment + Interest payments + Lease payments
Message likes :
1 times
saurabh dragun
(Querist)
29 September 2013
We have to only calculate this ratio and submit to the bank or we have to submit the whole Books of account or report or something else...
Please help me ?
Please help me ?
CMA Ramesh Krishnan
(Expert)
29 September 2013
you have to provide the computation with calculation and need to provide the justification with proof
Message likes :
1 times
You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now
Click here to login now
Similar Resolved Queries
Unanswered Queries
- Gst credit note by supplier
- Movement of goods by packers and movers - type of sale - Reg.
- GST on reimbursement of expenses
- Due date for filing return for the partner in partnership subjected to Tax Audit
- Missed uploading GST Invoice
- Query on effect of registration of property
- Gratuity paid to legal heir above 20 lakh is taxable or not
- Wrong CMPo8 file
- Equity Share Sale and Purchase
- Goodwill transfer of deceased father’s firm – ICAI applying a 27.04.2026 cut-off to the 3 year limit
- Opting out" of regime provided under subsection (1A) of Section 115BAC but Form 10IEA is not filed.
- "Please ensure that the Total of the Deductions u/s 54F match the same in Table D in Sch CG"
- Need to correct "Whether it is last installment " response in Form 26 QB
- " Income from House Property " in joint names of co-owners
- REGARDING TDS RETURN OF FORM 27Q
- Notice under e-Verification Scheme
- GST demand notice for ITC reversal against exempted supply.
- RCM ON SECURITY CHARGES FROM INDIVIDUALS
- How to get money back from delisted company
Trending Online Classes
-
DT & Audit (Exam Oriented Fastrack Batch) - For May 26 Exams and onwards Full English
CA Bhanwar Borana & CA Shubham Keswani
Subscribe to Pro
Join an elite circle of professionals
CAclubindia
