Insurance Policy

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alpesh (Querist)
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24 February 2011 Hello, my monthly income is rs. 15000,
i heard about Policy of "ICICI Pru Guranteed Saving Insurance Plan."

i request to advice is it best policy for me to choose?

Thanks

Alpesh

CMA. Subhash Kumar Jha

CMA. Subhash Kumar Jha (Expert)
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24 February 2011 Dear Alpesh,

often these so-called guaranteed plans are purely market linked & there is nothing guaranteed about the returns.

CMA. Subhash Kumar Jha

CMA. Subhash Kumar Jha (Expert)
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24 February 2011 Just see.. whether the fund is a debt fund or equity fund ?

if its a debt fund.. then it can be said as a guaranteed plan in real terms.

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