ganeral queston


This query is : Resolved 

(Querist)
26 March 2010 what is the difference between deposit(shown under assets side) and investment (shown under assets side)???????????????

26 March 2010 Deposits - means - FDR, Security deposits etc.

Investments - Investment on share of Co.,
Investment on Partnership firm, Investment on Debentures/mutual fund units etc.

GAURAV JAIN (Querist)
26 March 2010 plzzzzzzz clear me its nature...because this is only examples......and thanx

Rahul Gupta (Expert)
26 March 2010 Deposits are generally kept with short term intention and are easily liquidable.

Investments are generally made on long term intention basis and to gain some control or power in other entity or for making long term benefits like dividend, appreciation etc. Also, they are not kept with the intention of short term liquidity.

26 March 2010 agree with rahulji

GAURAV JAIN (Querist)
26 March 2010 generally deposits have no risk factor and investments have risk factor........ whether i am correct or not?????

26 March 2010 yes, you are correct

Rahul Gupta (Expert)
26 March 2010 Yes not fully agree but we can say this that the deposits are less riskier than the investments factor because lets say for example if there is a rent deposit with the owner, the he may at the end refuse to pay or pays partly etc,..
So there is not absolutely no risk but yes the risk factor is negligible.

26 March 2010 Scope

Investment have wider scope and include varied type investment

Example Investment in business in the form of capital...

Investment in shares....

Deposit have limited scope compared to Investment

Normally includes all the deposit in the bank and chit company can include this form

Intention

Investment were made with the intention to make the profit

Deposit were normally not with the motive of profit earning...



26 March 2010 Deposit generally earns -Interest
Investment Earns- the profit/loss

Investment- risk is high
Deposit- risk is low


You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now





Unanswered Queries



CCI Pro



Answer Query



Company
ARTICLESHIP 22 October 2026
Articleship intern

Srinath Manikanta

Hyderabad

CA Inter

View Details
Company
19 October 2026
Accountant

Jari Saree Center

New Delhi

Others

View Details
Company
10 November 2026
Direct Tax Manager

CAAQ CONSULTANCY PVT LTD

New Delhi

CA Final

View Details
Company
16 October 2026
CA article trainee

Zerdi & Co. Chartered Accountants

Pune

CA Inter

View Details
Company
ARTICLESHIP 29 October 2026
Article Assistant (CA Inter / CMA Inter) - Thrissur

Varma Raja & Associates

Thrissur

CA Inter

View Details
Company
14 October 2026
Accountant

Rize.farm

Bengaluru

B.Com

View Details
Company
ARTICLESHIP 25 October 2026
Article Intern (CA Articleship)

Arpan Bohra & Co

Hyderabad

CA Inter

View Details
Company
02 November 2026
Audit Executive

SRJP & Co LLP

Kochi

CA Inter

View Details