If TDS was deducted on a term deposit but you didn't provide your PAN at the time of investment or maturity, you can still claim the TDS. To do this, you must ask the payer (e.g., the bank) to revise their TDS return and include your PAN. Once your PAN is updated in their records and reflected in your Form 26AS, you can then file your income tax return to claim the refund.
12 July 2021
If a person has income lower than basic exemption limit and received term deposit after dedecuting tds but at the time of investment he didn't furnished pan and also at the time of maturity no pan was furnished can he claim tds after one year of maturity