Regarding defaulter cibil
This query is : Resolved
14 March 2024
sir one of my client taken personal loan from citi finance in 2006 and he paid 20 emi's out of 36 emi's, after 2008 no one came to collect emi, but now he wish to get vehicle loan and his cibil score showed him as defaulters and as lender kotak bank name shows with balance amount
now he wish to pay so please guide how to resolve issue and his cibil will improve
regards
Vikas
now he wish to pay so please guide how to resolve issue and his cibil will improve
regards
Vikas
13 August 2025
Paying off dues won’t immediately restore the score, but it stops further negative impact.
A good credit history for 6-12 months after repayment will improve the score.
Your client can also dispute any incorrect info on CIBIL report through the CIBIL website.
A good credit history for 6-12 months after repayment will improve the score.
Your client can also dispute any incorrect info on CIBIL report through the CIBIL website.
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