PRADHAN MANTRI AWAS YOJNA
This query is : Resolved
24 June 2020
IN 2013 I PURCHASED A HOUSE WORTH 17 LAKH ON MY NAME IN UTTAR PRADESH. I TOOK LOAN OF AN AMOUNT 11 LAKH FROM BANK AND REMAINING HELPED BY MY FATHER. IT MEANS FULL FUNDS WAS NOT ARRANGED BY ME.
IN JULY 2019 I PURCHASED NEW FLAT WITH FULL LOAN AMOUNT ON MY NAME IN GUJARAT. M I ELIGIBLE TO AVAIL PM SUBSIDY UNDER PRADHAN MANTRI AWAS YOJNA AS THIS IS MY FIRST HOUSE FULLY FINANCED BY ME . THE HOUSE WHICH WAS PURCHASED BY ME IN 2013 WAS FINANCED JOINTLY.
IN JULY 2019 I PURCHASED NEW FLAT WITH FULL LOAN AMOUNT ON MY NAME IN GUJARAT. M I ELIGIBLE TO AVAIL PM SUBSIDY UNDER PRADHAN MANTRI AWAS YOJNA AS THIS IS MY FIRST HOUSE FULLY FINANCED BY ME . THE HOUSE WHICH WAS PURCHASED BY ME IN 2013 WAS FINANCED JOINTLY.
24 June 2020
PMAY guidelines clearly mention that the beneficiary or any member of his family should not own any pucca house to be eligible for claiming subsidy under PMAY. It doesn't give any relaxation on whether the house owned now is financed by self or jointly
26 June 2020
it is not applicable on you as you already owned a house property
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