HRA related questions

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This discussion explores the possibility of claiming House Rent Allowance (HRA) when renting from your mother, who lives in a non-metro city. Key questions include whether this arrangement is permissible, if a formal rent agreement is necessary, and if owning a commercial property in your name prevents HRA claims. The consensus is that while renting from a parent might be possible, a rent agreement is likely required, and owning a commercial property generally disqualifies you from claiming HRA.

nazneen k

nazneen k (Querist)
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21 July 2024 Hi
Suppose I m doing job in Mumbai and have opt for HRA from company.
Can I claim HRA From my mother who is living in non metro city.
By having a clause of 40% of salary.
And I ll transfer every month some amount in her account.
Question 1:can I claim HRA paying to Mom
Question 2: do i need rent agreement
Question 3:If I have any property in Mumbai still I can claim HRA.
PLZ REPLY

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)
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21 July 2024 1. eligible if she is the owner of HP
2. Yes.
3. No.

nazneen k

nazneen k (Querist)
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21 July 2024 The property which I m talking abt to have mine is commercial property
And I won't take any deduction under house property.
Still I cnt take HRA exemption

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)
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22 July 2024 No, HRA cannot be claimed against commercial property.

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