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Home loan pre-closuer

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(Querist)
30 September 2012 dear sir,
for pre-closure of home loans my home loan fianceing co asking 3% ON BALANCE PRINCIPLE AMOUNT.

i paid 14 EMI AS ON DATE.

WHAT IS THE PROCEEDURE

PL ADVISE
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Dintakurthi Tirumala

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Dintakurthi Tirumala (Expert)
30 September 2012 Yes, for the pre-closure of term loan there is pre-closure charges. And these charges are different from one company or bank to another company or bank based on their regulations and terms & Conditions. So you have to pay such charges and then close the loan.

OM SAI SRI SAI JAI JAI SAI
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CA Chandrasekaran.S.R

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CA Chandrasekaran.S.R (Expert)
01 October 2012 Pl send a letter in writing citing the RBI guideline in this regard and seek waiver




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