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(Querist)
29 April 2014 difference between pledge , mortgage and hypothetication
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Nikhil Kaushik

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Nikhil Kaushik (Expert)
29 April 2014 refer https://www.allbankingsolutions.com/Banking-Tutor/Pledge-vs-Hypothecation-vs-Mortgage.htm
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smriti srivastava

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smriti srivastava (Expert)
29 April 2014 Pledge
Security-Movable
Possession- Remains with lender (pledgee)
exampleGold Loan, Advance against NSCs, Adv against goods (also given under hypothecation)

Hypothecation
Security-Movable
Possession-Remains with Borrower
example,Car / Vehilce Loans, Adv against stock and debtors


Mortgage
Security-Immovable
Possession-Usually Remains with Borrower
exampleHousing Loans
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