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Dscr -ratio considered by the bank

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Querist : Anonymous

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Querist : Anonymous (Querist)
11 August 2012 HOW TO Calculate debt service coverage ratio?
what are the factor are consider in numarator & denomator?
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Amol S Joglekar

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Amol S Joglekar (Expert)
11 August 2012 It is calculated in more than 1 way.A. bank interest+repayment versus cash flow or net profit or even net margin net of above 2. The practice which i follow is i specify the way i calculated the ratio. The main concern of bank is how many times the debt servicing is covered?
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