Different between CPF and EPF


This query is : Resolved 

Quick Summary
EPF is Employees Provident Fund for private sector employees with contributions from both employer and employee and mainly used for retirement savings. CPF (Central Provident Fund) is applicable to government employees. EPF is more widely used in India and offers retirement security benefits.

19 November 2020 Sir,
Please explain Different between CPF and EPF wich is best for employee and safe for fure of employee and its merits and demerits,please give pdf for my reference and future guidance


20 November 2020 EPF is employee provident Fund which has 2 contributions. One from employee and other from Employer. It can usually be withdrawn on retirement.

PPF is public provident fund which can be opened by individuals. This can be withdrawn after 15 years.

CPF is Central Provident Fund applicable to Govt employees.


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