Difference in interest between 26AS & bank certificate

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Quick Summary
When filing your Income Tax Return (ITR), a common question arises regarding interest income: should you report the amount shown in Form 26AS or the figure on your bank certificate? If there's a discrepancy and the bank certificate shows a higher interest amount, it's generally advisable to consider the higher figure. This ensures you accurately declare all your interest income.

17 December 2020 While filing itr whether to consider interest as per 26 AS or bank certificate as interest is more in bank certificate than that appearing in Form 26 AS ?

18 December 2020 Bank certificate or 26As interest whichever is higher can be considered as interest income

18 December 2020 Ok, Thank you for answering.


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