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Definition of Overdraft and Procedure to get an OD Facility

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(Querist)
20 April 2011 hi,

Please let me know the definition of Bank Overdraft and what is the procedure to get an BankOD.
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Surrender

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Surrender (Expert)
21 April 2011 Overdraft is a facility against a security like Bank Deposits / NSC / mortagage etc. pledged to the Bank
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