DEDUCTION OF HEALTH PREMIUM PAID


This query is : Resolved 

Quick Summary
If a husband pays the health insurance premium for a family policy where the wife is the proposer, the wife can generally claim the income tax deduction. However, this is contingent on the husband not having already claimed the deduction for the same policy in his tax return. To support the claim, it may be advisable to demonstrate that the husband reimbursed the wife immediately and was the actual payer.

(Querist)
24 March 2021 SIR/MADAM, IF HUSBAND PAYS HEALTH INSURANCE PREMIUM FOR FAMILY HEALTH POLICY, THEN CAN WIFE CLAIM DEDUCTION FROM INCOME TAX WHERE WIFE IS PROPOSER OF POLICY.

REGARDS

24 March 2021 Yes, when wife is proposer she can claim deduction.

who ever made payment only get exemption as per incometax law, you need to convince authorities saying you reimbursed the amount immediately and you are actual proposer and payer.

authorities may not object if husband didnt claimed this benift in his return

25 March 2021 YES, YOU CAN CLAIM BUT ONLY IF YOUR HUSBAND HAS NOT CLAIMED DEDUCTION OF SUCH POLICY IN HIS RETURN


You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now



Similar Resolved Queries


loading


Unanswered Queries



CCI Pro



Answer Query



Company
Featured 29 October 2026
Accounts Executive

Synergy Keystone

Chennai

B.Com

View Details
Company
Featured ARTICLESHIP 28 October 2026
CA- Inter and Articles

N N V Satish & Co.,

Hyderabad

CA Inter

View Details
Company
31 October 2026
Accountants

sankaran and krishnan

New Delhi

B.Com

View Details
Company
Featured 07 November 2026
Chartered Accountant

DPV & Associates

Chennai

CA

View Details
Company
10 November 2026
Direct Tax Manager

CAAQ CONSULTANCY PVT LTD

New Delhi

CA Final

View Details
Company
Featured ARTICLESHIP 31 October 2026
CA Articleship

apricus india

Navi Mumbai

CA Inter

View Details
Company
ARTICLESHIP 23 October 2026
Articled Trainee

J Y & CO

Hyderabad

CA Inter

View Details
Company
13 November 2026
Accountant

New Mobile India

Muzaffarpur

B.Com

View Details