DEDUCTION OF HEALTH PREMIUM PAID


This query is : Resolved 

Quick Summary
If a husband pays the health insurance premium for a family policy where the wife is the proposer, the wife can generally claim the income tax deduction. However, this is contingent on the husband not having already claimed the deduction for the same policy in his tax return. To support the claim, it may be advisable to demonstrate that the husband reimbursed the wife immediately and was the actual payer.

(Querist)
24 March 2021 SIR/MADAM, IF HUSBAND PAYS HEALTH INSURANCE PREMIUM FOR FAMILY HEALTH POLICY, THEN CAN WIFE CLAIM DEDUCTION FROM INCOME TAX WHERE WIFE IS PROPOSER OF POLICY.

REGARDS

24 March 2021 Yes, when wife is proposer she can claim deduction.

who ever made payment only get exemption as per incometax law, you need to convince authorities saying you reimbursed the amount immediately and you are actual proposer and payer.

authorities may not object if husband didnt claimed this benift in his return

25 March 2021 YES, YOU CAN CLAIM BUT ONLY IF YOUR HUSBAND HAS NOT CLAIMED DEDUCTION OF SUCH POLICY IN HIS RETURN


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