One of the client in my firm has taken a Home Loan in citi financials in the year 2005. the loan amount taken was 3000000/- and the EMI is 41250/- for a tenure of 144 months i.e., 12 years. our client approched the financier for pre-closure of the loan, the financier has increased the tenure to 194 months instead of 144 months resulting in 50 months excess payment of Rs 41250/- per EMI. Our client when enquired about this, he got the reply that the no.of EMI`s were increased due to rise in interest rates? now my question is " how financier can alter the interest rate and the no.of EMI`s when the instalment is fixed on MONTHLY EQUATED INSTALMENTS"

i want to do ca but i cant afford coaching is it possible to clear ca without coaching in first attempt pls help.......

X IS MANAGER OF ABC COMPANY HE GETS SALARY RS XXX IF HE TAKES ADVACNE LOAN FROM SALARY UNDER WHICH HEAD IT SHOULD NOTED
[1] if company's managing director has given personally and this money was not recorded in any books.
and if the company has suddenly wind up..then
how should the amount be written off

can we show as unsecured loan is it possible

ANYBODY PLS CLARIFY THE MEANING OF "PRACTICAL QUESTIONS" WRT DT?

Does it mean "NUMERICAL PROBLEMS" OR "CASE LAWS" OR "PROCEDURAL ASPECTS OF DT" such as forms filing procedure of return etc.?

hii..
i chkd my admit card on WWW.icai.nic.in
its first page shows that m provisionally admittd...n asked to contact office if m eligible...
so plz tell me wat does it mean...?;
wat i hav to do..?

Can a Article Assistant go under Industrial Training and also secondment for different periods? Means can one do his article ship under secondment for the second last year and again go for industrial training for the last year of articleship under the same firm?

I have gone thru the study material provided by ICAI. It is really very very exhaustive and explains each and every thing in details with required examples. But I was distressed when I could not get the answers for questions given after every chapter. Can you help me !!!

We are a firm operating in Haryana area and have taken a registrtion no. under HVAT. Also we have to operate on national level & need CST no. for receiving & sending the material outside Haryana.

Now we are to open a branch at Maharashtra and will need the local VAT no. Do we need to apply CST no. separately with Maharastra tax deptt or the same CST no. given by Haryana tax deptt will be sufficient.

Thanks

Hi,
I have registered for my CPT in September and still not received any Registration Letter from the Chennai Branch.
I am planning to write the December 2009 exam and 27th October is the last date for submission of the Exam Form which I cannot obtain without the Registration Number in the letter. The only thing I can think of going wrong on the registration form is I darkened the option my Permanent Address is different from current address and didn't enter it in. Otherwise the Registration form is perfect.

PLEASE HELP ME OUT AS THE DEADLINE IS APPROACHING !!!!!!
Please tell me a solution as I am really worried.

sir,
i realised dat studying audit theory itself is a tough thing rather than understanding it. when askd a question, i cud tell wat can be done to the best of my knnowledge, but wen it comes to studying, i find it different from other subjects. plss suggest a way out as i reallly need to pass the exam in my first attempt itself.