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15 g & 15 h

This query is : Resolved 
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(Querist)
06 October 2014 i want ro invest in FIXED deposit amount RS 500000 in national bank for five years . how can i exempted from tds ? my yearly income is less than taxable limit? my age is 28 years ?
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Nikhil Kaushik

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Nikhil Kaushik (Expert)
07 October 2014 make deposits not exceeding Rs 1 lakh with 5 different banks and residual amount with another bank.

alternatively, submit Form 15G to one bank and deposit all the money with it.
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