Articles by Shivaprasad Laxman Chhatre
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PMC Bank Amalgamation: A Travesty of Justice for Depositors?
Explore the controversial PMC Bank amalgamation scheme with Unity Small Finance Bank. Discover the impact on depositors and potential legal recourse.
PMC Bank Amalgamation: What Depositors Get
Understand the proposed PMC Bank amalgamation with Unity Small Finance Bank. See what depositors, creditors, and LTD holders will receive.
RBI Grievance Redressal: Is it Adequate for Consumers?
Explore the adequacy of RBI's customer grievance redressal mechanisms. Discover the new Integrated Ombudsman Scheme and its effectiveness for consumers.
Simplify DICGC Claims: Easier Process for Depositors
Discover how to simplify DICGC depositor claims. Learn about the need for process simplification without compromising safety and security.
KYC & Dormant Accounts: Understand Re-KYC & Misconceptions
Confused about Re-KYC, dormant accounts, or C-KYC? This guide clarifies bank procedures, customer rights, and common misconceptions. Learn how to activate accounts.
Interim Bank Deposit Payments: Get Up to Rs 5 Lakhs
Depositors in banks under directions or moratorium can receive up to Rs 5 lakhs within 90 days. Learn about the DICGC interim payment process and timelines.
Banks Offering Different FD Rates? RBI Rules Explained
Discover if banks can offer varying interest rates on Fixed Deposits for the same tenure and amount. Understand RBI guidelines and your rights as a depositor.
RBI Auto Senior Citizen Account Conversion: What You Need to Know
Discover RBI's directions on automatic senior citizen account re-designation and the benefits you're entitled to. Learn how to ensure you receive them.
Financial Firms' Revenue Generation Tactics Under Scrutiny
Discover how financial institutions are using 'miscellaneous income' to boost earnings, often at the customer's expense. Learn about questionable practices and regulatory gaps.
PMC almost became bankrupt overnight
Most of you may be reading, listening to the news on Punjab Maharashtra Co-operative Bank's failure and would broadly be aware as to how a co-operative bank
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