Articles by Shivaprasad Laxman Chhatre

RBI's .bank.in Domain: Safer Digital Banking for Consumers?

Posted by Shivaprasad Laxman Chhatre 25 June 2026 142 Views

RBI mandated banks to use .bank.in domains for security. Discover if this initiative is fully protecting you from online fraud and phishing.

Banks Redeeming FDs on Holidays: Are They Breaking RBI Rules?

Posted by Shivaprasad Laxman Chhatre 19 August 2025 284 Views

Discover if banks are violating RBI regulations by redeeming Fixed Deposits on holidays. Understand your rights and the implications for FD maturity payments.

New Bank Nomination Rules: More Confusion Than Clarity?

Posted by Shivaprasad Laxman Chhatre 09 June 2025 281 Views

New bank nomination rules offer more options but risk confusion. Discover potential complications and what needs clarification for smoother processes.

Bank Deposit Nominations: New Rules & Potential Pitfalls

Posted by Shivaprasad Laxman Chhatre 07 October 2024 589 Views

Explore proposed changes to bank deposit nominations, including successive and simultaneous options. Understand the complexities and potential issues before they're finalised.

RBI Withdraws CBLO: Why the Popular Money Market Product Was Pulled

Posted by Shivaprasad Laxman Chhatre 28 December 2023 2059 Views

Discover why the RBI withdrew the popular Collateralised Borrowing and Lending (CBLO) money market product. Learn about the legal and regulatory issues involved.

Why Banks Stopped Issuing Standalone ATM Cards

Posted by Shivaprasad Laxman Chhatre 11 December 2023 2630 Views

Discover why banks have shifted from issuing standalone ATM cards to debit cards. Learn about the benefits and drawbacks for customers.

India Safe Deposit Locker Rules: Supreme Court & Bank Agreements

Posted by Shivaprasad Laxman Chhatre 06 December 2023 3417 Views

Understand the Supreme Court's rulings and new bank locker agreements in India. Learn about your rights, responsibilities, and potential confusion regarding stamp duty and liability.