Miscellaneous Articles

How part-payment of personal loans reduces your total interest outgo

Ayush 20 April 2026 at 16:20

Interest for a personal loan is generally calculated on the outstanding principal balance during the loan tenure. Making part-payments or paying a lump-sum amou..

How Loan Against ULIP Policy Works for Policyholders

Aisha 16 April 2026 at 10:22

Borrowing limits depend on the policy's fund value, which fluctuates with market performance, while interest accrues over time. Though the policy stays active, any outstanding loan and interest are adjusted against maturity or claim payouts, making it essential to understand both the flexibility and risks involved.

Streamlining Accounting and Tax Compliance for U.S. Home-Service Trades

Ayush 16 April 2026 at 09:51

Learn how U.S. home-service contractors can simplify accounting, track expenses, stay tax compliant, and improve cash flow using digital tools and structured financial systems.

Best Health Insurance Companies in India for Families: How to Evaluate Them Smartly

CA Ruby Bansal 16 April 2026 at 08:57

Choose the right family health insurance in India by comparing claim settlement ratio, hospital network, coverage, waiting periods, premiums, and claim processing time ensuring reliable, long-term financial and healthcare security for your family.

How to Report Life Insurance Maturity Amount in ITR?

Aisha 14 April 2026 at 18:00

As per Indian tax laws, life insurance proceeds must be accurately reported in Income Tax Return (ITR). To show the life insurance maturity amount in ITR, it’s essential to check whether the payout is exempt or taxable.

Wishlists vs Wallets: LazyPay's BNPL Guide for Millennials & Gen Z

CA Ruby Bansal 11 April 2026 at 13:59

Understand how Buy Now Pay Later (BNPL) helps bridge the gap between your wishlist and your wallet. Learn how it works, repayment risks, smart planning tips, and how to use BNPL without disrupting your monthly budget or cash flow.

How Does a Digital Personal Loan Affect Your Credit Score and Approval Chances?

CA Ruby Bansal 08 April 2026 at 14:34

Get a digital personal loan quickly with a 100% online process. Learn how credit score checks, eligibility criteria, and instant loan approval work to secure fast, hassle-free funds with better terms.

Lifestyle SUV vs Practical Hatchback: Where Mahindra Thar and Maruti Suzuki Swift Fit In

Niyati 08 April 2026 at 10:29

Explore the key differences between the Mahindra Thar and Maruti Suzuki Swift. Understand lifestyle vs practicality, features, costs and which car suits your needs best in India's evolving auto market.

Why Smart Investors Are Moving Beyond FDs to Bond Investment Apps

Shivani 01 April 2026 at 17:30

Fixed deposits have long been a safe choice for Indian investors, but rising inflation and lower post-tax returns are prompting many to explore better alternatives. Bonds are emerging as a popular option, offering higher returns, regular income and greater flexibility.