Miscellaneous Articles


Beyond Loan Sanction: Understanding Post-Sanction Working Capital Assessment from a Banker's Perspective

Posted by Ashok Kakkar 29 June 2026 12 Views

Learn why continuous credit monitoring after loan sanction is crucial for borrowers, Chartered Accountants, finance professionals, and bankers. Explore how banks assess financial performance, cash flows, inventory, receivables, stock statements, and account conduct to manage working capital risk and ensure sustainable banking relationships.



Trip Cancellation Cover for a First Overseas Holiday: When It May Apply

Posted by Ayush 24 June 2026 7 Views

A first overseas holiday often comes with advance flight bookings, hotel payments, visa preparation and family excitement. But plans can change before departure...



Top 5 Trading Apps in India 2026: Features, Brokerage Charges & Which One to Download

Posted by Niyati 24 June 2026 16 Views

The changes in the financial ecosystem in India have made investing more accessible, efficient, and user-friendly than ever before. This was made possible with ...



Why Self-Employed Borrowers Are Now Turning to NBFCs for Faster Home Loan Approvals

Posted by CA Ruby Bansal 23 June 2026 14 Views

Discover why self-employed individuals prefer NBFCs for Home Loans, offering faster processing, flexible eligibility assessment, digital convenience and easy documentation.



Why Do Gold Rates Shift Daily, and What Every Buyer Should Check First?

Posted by CA Ruby Bansal 16 June 2026 60 Views

Gold is among the most monitored assets in India, whether for investment, savings, or jewellery shopping. But many buyers are taken aback by the daily fluctuati...



Can One Health Insurance Policy Really Support a Large Indian Family?

Posted by Shivani 11 June 2026 14 Views

Yes, one health insurance policy can support a large Indian family, but only when the policy is selected with practical care. It should match the number of memb...



How should you use credit cards for international travel without extra charges?

Posted by CA Ruby Bansal 11 June 2026 9 Views

Learn how to use credit cards smartly while travelling abroad. Discover tips to avoid foreign transaction fees, save on currency conversion charges, maximise rewards, enjoy airport lounge access, and manage international spending efficiently.



Understanding the Role of Risk Management in Forex Trading

Posted by CA Ruby Bansal 09 June 2026 21 Views

Learn essential forex risk management strategies for Indian traders, including position sizing, stop-loss placement, leverage control, broker selection, and psychological discipline to protect capital and trade sustainably.



The true cost of paying abroad: Why Forex Markup matters more than you think

Posted by Aisha 04 June 2026 15 Views

Learn what forex markup is, how it impacts your international spending, and smart ways to reduce foreign transaction costs. Discover how zero forex markup credit cards can help you save money on travel, shopping, and overseas payments



NRE Account Opening Guide

Posted by Niyati 04 June 2026 15 Views

Learn how to open an NRE account online or offline with this complete guide for NRIs and OCIs. Explore eligibility, required documents, account features, funding options, and benefits like tax-free interest, full repatriation and seamless digital banking.




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