Stock statement procedure bank od loan monthly report

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For an OD loan of ₹40 lacs from Union Bank of India, you'll generally need to show a stock value of at least ₹50 lacs in your monthly stock statement. This requirement can fluctuate depending on factors like your bank balance and the valuation of your debtors and creditors.

Kollipara Sundaraiah

Kollipara Sundaraiah (Querist)

06 April 2025 Sir,
A person rs:40 lacs od loan from union bank of india and bank manager monthly stock statement asked
Question:
A person how much stock value show in bank stock statement monthly report

Dhirajlal Rambhia

Dhirajlal Rambhia

(Expert)

06 April 2025 Check the report submitted at the time of loan application. Generally the borrower would need to show a stock value of at least ₹50 lacs in the monthly report to maintain the overdraft limit of ₹40 lacs. However, the exact stock value required may vary based on the specific conditions like Bank balance, valuation of debtors & creditors balances etc.

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Dhirajlal Rambhia

Dhirajlal Rambhia

(Expert)

29 September 2025 Good luck..

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