Stock statement procedure bank od loan monthly report

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For an OD loan of ₹40 lacs from Union Bank of India, you'll generally need to show a stock value of at least ₹50 lacs in your monthly stock statement. This requirement can fluctuate depending on factors like your bank balance and the valuation of your debtors and creditors.

Kollipara Sundaraiah

Kollipara Sundaraiah (Querist)
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06 April 2025 Sir,
A person rs:40 lacs od loan from union bank of india and bank manager monthly stock statement asked
Question:
A person how much stock value show in bank stock statement monthly report

Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)
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06 April 2025 Check the report submitted at the time of loan application. Generally the borrower would need to show a stock value of at least ₹50 lacs in the monthly report to maintain the overdraft limit of ₹40 lacs. However, the exact stock value required may vary based on the specific conditions like Bank balance, valuation of debtors & creditors balances etc.

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Dhirajlal Rambhia

Dhirajlal Rambhia (Expert)
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29 September 2025 Good luck..

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