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Secured loan and unsecured loan

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Querist : Anonymous

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Querist : Anonymous (Querist)
12 May 2013 Dear sir,pls tell me with clarification with easyenglish that what is secured loan and unsecured loan?
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Pankaj Gupta

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Pankaj Gupta (Expert)
12 May 2013 secured loan is that against which any security has been issued. eg mortgage loan.
The risk of non recovery is very very low in such types of loan.
while unsecured loans are those which are given against no security. Thats why such loans are unseured.
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