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Sunil Jadhao (Querist)
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27 February 2015 In F.Y.(2013-14),As I have refund of I.T. hence filled IT return online and I got it. My query is - In F.Y.2014-15 ,I do not have refund due to home loan. Is it necessary to file return,please guide. Thanks in advance.

Nikhilkumar Bakliwal

Nikhilkumar Bakliwal (Expert)
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27 February 2015 It is not necessary but it is advised that you should file your returns regularly as this will be helpful in not only keeping your Returns regularized but also in future if you require any other loan then you'll not have to file your returns in hotch potch. This is the time when you can properly plan and file your returns so that your financial graph goes upwards.

Regards,
Green Ticks Syndicate.

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